Overview: Blue Cross Blue Shield of Rhode Island offers plans for people with serious medical conditions who may have been turned down for insurance.

Eligibility: Been refused health insurance by other companies. Cannot be eligible for COBRA or other state or federal programs and must be state resident.

Coverage: In-patient and out-patient comprehensive care, with a choice of four different plans all including pharmacy benefits.

Cost: Prices are based on age and several coverage options and the applicant's needs. Rates cannot be more than 50% higher than the rates in the regular market

Information: Contact Blue Cross Blue Shield of Rhode Island at 800-639-2227 or 401-459-5000 or visit them online at www.bcbsri.com.

Sign Up Checklist: You will need to share some personal information, such your social security number, and medical history on the application to sign up for this program.

To Apply: Contact Blue Cross Blue Shield of Rhode Island at 800-639-2227 or 401-459-5000 or visit them online at www.bcbsri.com to sign up for coverage now.

Related Programs: Low income families and individuals can contact Medicaid (RI Medical Assistance)or RIteCare RIteShare www.dhs.state.ri.us, 401-462-5300, 401-462-6353 TTY. If you are turned down for private coverage contact Blue Cross Blue Shield of Rhode Island for guaranteed plans at www.bcbsricom 800-639-2227, 401-459-5000, 401-831-2202 TTD.